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American Express Cobalt Card: Live Life Your Way and Get Rewarded

Explore rewards that can take you to incredible destinations, with access to perks that make each experience even more special.
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American Express Cobalt Card

Earn Points

Earn 5X points on dining, 3X points on streaming subscriptions, and 2X points on travel and transportation within Canada.

American Express Cobalt Card

Front Of The Line

Enjoy early access to presales and exclusive tickets for concerts and events with American Express Experiences.

American Express Cobalt Card

Hotel Collection

Enjoy perks when staying two or more consecutive nights at participating hotels in The Hotel Collection.

American Express Cobalt Card

Membership Benefits

Unlock even more value with exclusive perks from top brands as an American Express member.

Explore the American Express Cobalt

The American Express Cobalt Card allows you to live life on your terms while earning rewards. You can earn up to 15,000 Membership Rewards points in your first year by spending $750, equal to about $150 toward your next trip. Earn 5X points on dining and drinks, 3X points on streaming subscriptions, 2X points on travel and transportation, and 1X points on all other purchases. When you book through Amex Travel Online, you also earn an additional point on hotels and car rentals. The card includes Front Of The Line® presale access, benefits with The Hotel Collection, mobile coverage, travel insurance, purchase protection, and top-notch customer service. With the Plan It® program, you can split large purchases into manageable payments with no extra fees or credit checks.

Earn 5X points on dining, 3X on streaming, 2X on travel, and 1X on other purchases.

Spend $750 per month and earn up to 15,000 points in the first year, equivalent to $150.

Monthly fees are $12.99 (totaling $155.88 annually) and 21.99% interest on purchases and cash advances.

Access to Front Of The Line® presales and perks with The Hotel Collection.

Yes, 1,000 points are worth $10 to cover eligible purchases.

Plan It® allows you to split large purchases into installments with no interest or credit checks.

Apply for the American Express Cobalt Card

Apply now by clicking the button below and get a response in 60 seconds. Before applying, ensure you are a Canadian resident with a Canadian credit history and are of legal age in your area. Some cards may have additional requirements, and you will need to provide information about your employment, income, and bank account. After reviewing important information, click “Apply Now” to start the process and customize the name on your card, along with any optional perks.