The financial solution that adapts to your lifestyle
With the Freedom Unlimited, you can embark on a journey toward financial success and conscious spending. This exclusive credit card offers various benefits, but it is essential to evaluate its advantages and disadvantages before applying.
Benefits of the Chase Freedom Unlimited® Card
The Chase Freedom Unlimited® Card stands out for its exclusive advantages:
- No Annual Fee: Enjoy all the card’s features without any annual cost.
- 0% Initial Interest: Benefit from a 0% introductory APR on purchases and balance transfers for the first 15 months.
- Cash Back Rewards: Earn unlimited 1.5% cash back on every purchase, with no caps or restrictions.
- Rewards Do Not Expire: Your cashback rewards never expire as long as your account remains open.
Disadvantages of the Chase Freedom Unlimited® Card
Despite its many benefits, there are some considerations to keep in mind:
- Interest Rate After Intro Period: The APR increases after the initial 15 months, which can lead to higher interest charges if balances are not paid off.
- Balance Transfer Fee: A fee applies to balance transfers, which can add to your costs.
- Credit Approval Required: Approval for the card is subject to credit qualification, potentially limiting access for those with lower credit scores.
Application for the Freedom Unlimited card
To apply for the Freedom Unlimited card, follow these steps:
- Access the chase.com website by clicking on the button link below and sign up.
- Fill out the form with additional information to verify your identity, such as your Social Security number or taxpayer identification number, an account number or application, and access to the phone or email you provided.
- It's important to note that to be approved, you'll need a good credit score, specifically a FICO score of 670 or higher.
- After submitting the application form, await Chase's decision.
- If approved, you will receive the Chase Freedom Unlimited card by mail in a few days.
- The envelope typically includes instructions on how to activate it and start using it.
In summary, the Freedom Unlimited is a versatile card with no annual fee and 0% initial APR. It offers cashback on dining, pharmacy, travel, and other purchases. However, it’s important to consider that the 0% interest rate is only valid for the first 15 months. Applying for the card is straightforward, making it a good option for those looking to improve their financial situation and earn cashback.
