Chase Sapphire Preferred Credit Card: Premium Rewards on Travel and Dining

The Chase Sapphire Preferred credit card offers numerous benefits. Recognized as one of the best credit cards with an annual fee under $100, it is especially recommended for those starting out in travel rewards programs. Explore this detailed guide to understand why this card is the right choice for you.

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Travel with Confidence

Coverage for trip cancellation and interruption (up to $10,000 per person, $20,000 per trip), baggage delay (up to $100 per day), trip delay (up to $500), travel assistance, medical and emergency services, as well as collision damage waiver for rental vehicles.

Shop with Confidence

Covers new purchases for 120 days against damage or theft (up to $500 per claim, $50,000 per account) and extends the U.S. manufacturer's warranty by an additional year.

Premium Rewards on Dining and Travel

Earn 5x points on travel purchases made through Chase Travel, excluding hotel purchases that qualify for the annual $50 Chase Travel Hotel credit. Earn 3x points on dining.

Earn 60,000 Bonus Points

Spend $4,000 in 3 months and earn 60,000 points, equivalent to $750 for travel through Chase Travel.

Exploring the Chase Sapphire Preferred Card

The Chase Sapphire Preferred Card is a reliable travel card. With an annual fee of $95, it offers valuable reward points, worldwide acceptance, and useful travel protections, especially when your baggage is lost. For those planning vacations, using a card that offers rewards and protections on flights, hotels, and car rentals is advantageous. Additionally, it offers a range of purchase and travel protections, including extended warranty protection, baggage delay insurance, primary car rental insurance, emergency assistance services, and more. It does not charge foreign transaction fees for overseas use and provides high spending limits. While these advantages do not have a specific dollar value attached and may not always present immediate value, they are invaluable in certain situations and can save hundreds or even thousands of dollars.

What is the annual fee for the card and is it worth it?

The Chase Sapphire Preferred has an annual fee of $95. Considered one of the best credit cards with an annual fee below $100, it is highly recommended for beginners in travel rewards programs.

Can I use the card abroad?

Yes, the Chase Sapphire Preferred is an excellent option for use abroad, as it does not charge foreign transaction fees.

Is the card secure?

Yes, your purchases are protected with advanced fraud monitoring, available 24/7. If any unusual transactions are detected on your card, you will be notified by SMS, email, or phone.

What should I do if my credit card is lost or stolen?

If you suspect that your card has been used without your authorization, call 1-800-955-9060 immediately for assistance.

Can I change the due date?

Yes, you can change your payment due date to any day between the 1st and the 28th of each month, as long as your account is in good standing.

Applying for the Chase Sapphire Preferred Card

Obtaining the Chase Sapphire Preferred is simple and quick. You will need to provide your contact information, income, and employment status. After submitting your application, Chase will evaluate your details to determine your eligibility. If approved, you will receive your new card in the mail within a few business days. To start the application process, click the link below to be redirected to the bank’s official website.